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Two years ago in mid December I crashed my BMW into a cow which had been hiding behind a corner and waiting for me to come around the corner before jumping out in front of me. I vow those were the circumstances, although I admit my grey matter is nothing like it once was so its possible I have got a few of the finer details wrong. It was that time of year dont forget, and being in east Tokelau so I was not moving that fast despite what the witnesses were talking about, so I do not see why I should pay the owner for their losses: http://ping.fm/X7BqN